Roofing Company Columbia SC Answers: Will a New Roof Lower My Insurance?
Updated: Aug 18, 2021
Having a home means also needing homeowners’ insurance just in case something was to go wrong. This could include needing to call a roofing company in Columbia, SC for repairs or even a possible roof replacement in Columbia, SC. But this begs the question that you might ask yourself: “Will a new roof lower my insurance?”
CSS Roofing is a roofing company in Columbia, SC that specializes in storm damage restoration. We also work with you and your insurance company to answer the question “Will a new roof lower my insurance” and to ensure that any claims you may have to file for roof repairs or roof replacement in Columbia, SC are treated with a greater degree of favorability
So what does a roof replacement in Columbia, SC mean for your insurance? We have outlined below exactly how you can save money by using our roofing company in Columbia, SC.
In other words, we have answered the question: “Will a new roof lower my insurance?”
The Insurance Premium
Your insurance premium can be affected in many ways by the state of your roof, and choosing to replace your roof can end up saving you money on your premium. Below we talk about the factors that impact how much you pay for your homeowners’ insurance and how your roof might affect your payment.
Replacing an old roof with a new roof can save you money in a few different ways. With a new roof that is more durable than the old one, it is less likely that you will have to file an insurance claim on your roof in the near future.
Older roofs run the risk of leaks and damage that you may not have to worry so much about with a new roof. If you are unsure about whether or not replacing your roof would be wise, contact our roofing company in Columbia, SC and we will come out and inspect your roof.
A Discount for the Age of the Roof
Some insurance companies provide a discount based on the age of your roof as well. The details depend on where you live and the details of your insurance but can save you 5%-35% on your premium. Keep in mind, though, you do also have to pay for the new roof itself. So the answer to the question “Will a new roof lower my insurance?” ultimately depends. While a new roof doesn’t guarantee your premium will be lowered, it may lead to a more favorable decision.
Your Location Impacts Insurance Premiums
Depending on where you live, you may also be able to get a deduction for purchasing an impact-resistant roof. This occurs frequently in states where hail is common. If you are unsure of whether this applies to your state, ask your insurance company before you get a roof replacement in Columbia, SC. This is yet another example of how outside factors, aside from your roof itself, can affect the cost of your insurance premium.
Call CSS Roofing Today for Service
If you have any questions about roof replacement in Columbia, SC, or want to know more about the answer to the question “Will a new roof lower my insurance?” then contact us at CSS Roofing. You can either visit our website or call us at (803) 851-0630 to talk to one of our experts at our roofing company in Columbia, SC.